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6 Steps to Frugal Living

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Did the tax man leave you scratching your head this year, wondering where all the money went? Is it time to trim the budget? Apply common sense to your spending habits. Here are a few ideas to get you started:

  1. Eat Out Less
    Make dinner for the whole family. In addition to being generally more nutritious, meals made at home often go farther than a traditional night out on the town.

  2. Stay in Shape
    In addition to prolonging your life, keeping your body tuned up can save on doctor visits and medical bills. Think about the old “ounce of prevention” adage.

  3. Ditch the Cards
    “Buy now, pay later.” Tempting as that may sound, it can be dangerous for the financially irresponsible. Credit cards can be useful in times of emergency, but plan on sticking to your budget.

  4. Grow Your Own Veggies
    At first, you”ll have to eat the initial cost of buying tools and gardening supplies, but once you”ve got everything you need you”ll have an abundance of seasonal food.

  5. Clip Coupons
    You don”t have to be an extreme couponing fanatic to save money on groceries. If you use coupons for goods that you”d buy regularly, you can save as much as 25 percent.

  6. Save Energy
    Whether it”s turning off the lights, hanging your clothing to dry in the sun, or just changing into cooler clothes…there”s lots of ways to save on the power bill.