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Guide To Gwinnett: Insurance

g2g2016-InsuranceInsurance is one of those things that we all wish we didn’t need, but we know its a must have for peace of mind.

There are full-range insurance agencies, as well as specialty insurance agencies available in Gwinnett. Some firms specialize in car insurance while others specialize in health or home insurance. You can even find firms who do it all.

You can’t predict the future, but its best to have a plan for when you get there. Check out our coveted list of insurance essentials and fun facts.

Did You Know?
The Office of the Insurance and Safety Fire Commissioner is a great source of information about all types of insurance and your contact for problems or concerns with insurance providers in Georgia. Visit oci.ga.gov or call 404-656-2070.

SKIP TO INSURANCE PROVIDER LISTING

What Type of Auto Insurance is Required in Georgia?

  • The minimum limits of liability insurance required under Georgia law are bodily injury liability of $25,000 per person, $50,000 per occurrence and property damage liability of $25,000 per occurrence.
  • Liability insurance is insurance that pays damages to others, on behalf of an insured, for injury to or damaged property of others, up to the policy limit, which an insured may have caused by his negligence.
  • Liability insurance may protect the insured against claims made by someone who alleges he was at-fault.
  • Physical damage insurance is insurance to pay for loss or damage to your own vehicle.
  • Physical damage insurance consists of two types. The first part, which pays for theft, vandalism and fire type losses, is referred to as either “comprehensive” or “other than collision coverage.” The second part is “collision” coverage.
  • Physical damage coverage is not required by Georgia law, but is usually required by the lender (bank or finance company) if there is a loan on the vehicle or by the leasing company if it is leased. An insured can file a claim under his own physical damage coverage even if someone else may have caused the accident.
  • Uninsured motorist insurance may also be included on a policy, and would protect you when an uninsured driver causes an accident which damages your vehicle or injures you or your passengers.

 

Peace of Mind Found Here
You can rest easy knowing you’re covered by the best. Check with these insurance agencies that are some of the Best of Gwinnett.

Insurance Agencies

Atlanta Insurance Agency, Inc.
770-448-3130

Brand and Britt Insurance
770-963-6427

Burnette Insurance
770-339-8888

Cornerstone Insurance
888-735-5764

E2E Resources
770-736-9190

Farmers Insurance- Nicholas Greene
678-974-3252

Foster & Witmer
770-717-7380

InsuranceHub, a Lloyd Pro Group Company
770-497-1200

Primerica
770-381-1000

Talbert Insurance Services
770-497-9400

Agencies for Car Insurance

American Family Insurance – Martin Birkbeck
770-623-6767

InsuranceHub a Lloyd Pro Group Company
404-892-2864

Talbert Insurance Services
770-497-9400

Agencies for Health Insurance

Affordable Medicare Solutions
770-945-5261

AFLAC
706-323-3431

Talbert Insurance Services
770-497-9400

Agencies for Homeowners Insurance

American Family Insurance –
The Pulliam Agency
470-202-7315

InsuranceHub, a Lloyd Pro Group Company
404-892-2864

Talbert Insurance Services
770-497-9400